• 1nSourcing™ - The Alternative Virtual Assistant Service for Digital Entrepreneurs

Small print

Disclaimer, Terms of Service, Privacy And Disclosure Policy

Here’s the short version of what this page is saying, with a huge thanks to Andy Jenkins and now Yaro Starak – his own disclaimer summed up my situation so well that I thought I’d steal it from him, so here’s another disclaimer…

From time to time, I will promote, endorse, or suggest products and/or services for sale. My recommendation is ALWAYS based on my belief that the product and it’s author will provide excellent and valuable information or service based on a review of that product, my relationship with that person, and or previous positive experience with the person or company who’s product I am recommending.

In some cases, I will be compensated if you decide to purchase that product based on my recommendation. In some cases, I will receive the product for free for review purposes. Always, Always, Always do your OWN due-diligence before making any purchases. Never purchase anything that you cannot afford.

Most people don’t do anything with the products they buy, so most of the time, their typical results are zero. Don’t do drugs, stay in school. There's no such thing as a Silver Bullet…and Good Luck!

Earnings Disclaimer (Programmes / Courses)

We don't believe in "get rich" programmes / courses, whether online or offline - we believe in hard work, determination, adding value wherever you can and serving others as much as possible. Our training materials have been created with the intention of helping you build the framework of an online service business, share your message with an audience, potentially provide services and to make a difference in other people's lives while growing your enterprise. 

As we’re sure you’ll agree, it generally takes plenty of hard work to succeed in any type of business, online or offline - in fact, it generally takes a great deal of dedication to succeed at just about anything worthwhile. Obviously, your results in life and business are entirely up to you and the amount of personal determination and resources you're willing to invest into succeeding. Essentially, we're endeavouring to help you by providing excellent content, direction and tried, tested and proven strategies that may very well help you move you forward, especially so if you truly apply yourself.

It’s important to note that the average person who starts an online business rarely puts the work into implementing the strategies taught and therefore achieves little to no results. Obviously we don’t want that to be you, so we’re laying this out here so it's abundantly clear.

Furthermore, just to clarify, we (cannot and do not) make any guarantees whatsoever about your ability to get specific results or earn specific amounts of money with our information, ideas, strategies or tools, nor do we offer any medical, legal, tax or other similar kinds of professional advice.

If you’d like to review our more detailed earnings disclaimer, privacy policy as well as terms and conditions you're welcome to do so. It's just the usual legal information, but we believe transparency is very important and we hold ourselves (as well as you) to a very high standard of integrity at all times :-)

The Longer Story…

The purpose of this section is to disclose to you what my blog is about, who I am, and what you are in for when you read any content from me (Michelle Dale) or other people, on these websites: michelle-dale.com, vmfltd.com, virtualmissfriday.co.uk, virtualmissfriday.com, virtualassistant-live.com, thevaroadmap.com, thevapassport.com, thevaapprentice.com, thevashoestring.com, thevarockstar.com, paperlessentrepreneur.com, thevacreator.com, thevamarketer.com, thevaadministrator.com (and a number of our other sites) or in any emails / newsletters you may receive from me.

How I Make Money

Since this blog includes the topic of how to make money, and the products I sell also focus heavily on the topic of how to make money, it’s easy to accuse me of only making money by teaching people how to make money, which you might consider a scam.

If you fall into that category, I invite you to read the archives of this blog, as well as my life story series of articles, where you will see that long before this blog existed I was running websites in different categories that made money. Needless to say I have experience in many different aspects of Internet marketing and online business from many different projects, however I certainly specialise in the provision of virtual assistant services.

Today the majority of my income comes primarily from (4) sources:

1. Advertisements in the form of banners and text links.

2. Affiliate promotions where I am paid a commission if someone buys another person’s product after clicking an affiliate link on one of my websites or in an email I send.

3. From sales of the online courses I run and other information and training products I’ve created.

4. My Consulting & VA Services.

And that's pretty much it. You can learn a lot from my websites and newsletters, but always do your research before buying anything and never expect easy money, as generally speaking, there's no such thing.


Here follows the more legal-language explanation…

Michelle Dale

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Virtual Miss Friday
VMF LTD - International Business Corporation (IBC)
Co. Registration No: 86,227
Registered Office: 
#1 Mapp Street
Belize City
Belize


VMF LTD. Terms of Service

IMPORTANT PLEASE READ THESE TERMS OF USE CAREFULLY

Overview

The use of all VMF LTD services and its various website services and its website is subject to the Terms of Service (TOS) published at: http://www.virtualmissfriday.com/small-print - By accessing and using this website and any other of VMF LTD's websites, you agree to be bound by these terms and conditions.

If you do not accept the terms and conditions of VMF LTD’s websites, you must discontinue using them. VMF LTD may revise this Agreement at any time by updating the terms of service policy. Use of the website (accessing it in any way) after such changes are posted will indicate your agreement to these revised terms. You should visit this page periodically to review this Agreement.

Ownership of Material, Software Licenses & Intellectual Property Rights

All materials displayed or otherwise accessible through this website, including, without limitation, articles, text, photographs, images, illustrations, computer software and code, and the website, itself, are protected under International Copyright or other laws, and are owned by VMF LTD.

Any use, reproduction, modification, alteration, public performance or display, uploading or posting onto the Internet (including placing on another website), transmission, redistribution or other exploitation of this website or of any content, whether in whole or in part, other than expressly set out herein, is prohibited without the express written permission of VMF LTD.

All software embedded in or located on or at this website, including, without limitation, all computer code of all types, including all files and/or images contained in or generated by such software (Software) is protected by copyright and may be protected by other rights. All such Software is owned by VMF LTD, its licensors or the party accredited with ownership of such Software. You are hereby granted the right to access and use the Software embedded and integrated into this website, subject to:

* (i) the terms and conditions of this Agreement, and * (ii) any additional conditions which may be imposed on your access and use of such Software. If this website provides Software for download, unless otherwise provided, you are hereby granted, subject

* (i) to the terms of this Agreement and * (ii) to any other terms and conditions that may apply to your downloading and use of such Software, a personal, non-transferable, non-exclusive license to (i) install and run one copy of the Software in object-code format on a non- networked computer for your personal, non-commercial use; and o (ii) to reproduce the Software only as reasonably required to install, run and make reasonable backup copies as allowed by law.

Except to the extent expressly permitted in this Agreement, you may not:

* (i) use, reproduce, modify, adapt, translate, upload, download or transmit the Software in whole or in part; * (ii) sell, rent, lease, licence, trade, transfer or otherwise provide access to the Software; * (iii) alter, remove or cover any trademarks or proprietary notices included in the Software; and/or * (iv) disassemble, decrypt, extract or reverse engineer the Software or assist others in doing so.

Nothing contained in this website shall be construed as granting you any right, title, interest or other license in or to any Software embedded or integrated into this or made available for download from this website, including, but not limited, to any intellectual property rights in the Software. All Software embedded or integrated into this website is provided as Is, without warranties of any kind, either expressed or implied, including, without limitation, any warranty

* (i) that the Software is of merchantable quality or is fit for any particular purpose; * (ii) that the Software will conform with any specification(s) relating to the Software; * (iii) that the Software will be free from material defects; * (iv) that the Software contains no computer viruses or other contaminants; or * (v) that the Software shall process date-related and time-related data without causing any processing interruptions, abnormal termination or process or manipulate any time-related data.

Disclaimer

The website and all content are provided on an ‘as is’ basis. By accessing and using this website you acknowledge and agree that use of this website and the content is entirely at your own risk.

VMF LTD makes no representations nor warranties regarding this website and the content, including, without limitation, no representation or warranty:

 * (i) that this website and/or content will be complete, accurate, reliable, suitable or timely;

* (ii) that any content, including, without limitation, any information, data, software, product or service contained in or made available through this website will be of merchantable quality or fit for a particular purpose; * iii) that the operation of this website will be uninterrupted or error free; * (iv) that defects or errors in this website will be corrected;

* (v) that this website will be free from viruses or harmful components; and * (vi) that communications to or from this website will be secure or not intercepted.

VMF LTD often receives commissions from third party companies as ‘affiliate’ compensation. We also receive free products from time to time to review or make comment on. Notwithstanding VMF LTD always delivers a true opinion of the product or service.

The information contained on this website is for information purposes only. It is not intended to provide accounting, legal, investment, financial, or other advice to you, and you should not rely upon the information to provide any such advice.

All information posted on this website is intended only as a basis for further discussion, enquiry and study. VMF LTD disclaims any liability for direct, indirect or consequential loss arising in connection with the use of the contents of this website or reliance on those contents by any person or organisation, whether in its original form or altered in some way by the user.

VMF LTD gives no warranties nor does VMF LTD make any representation in respect of the contents of this website. VMF LTD advises users of this website to seek their own appropriate independent professional advice to matters raised in this website.

Limitation of Liability

(A) To the extent permitted by law VMF LTD aggregate liability to you, whether for breach of these terms or in negligence or in any other tort or for any other common law or statutory cause of action arising in relation to these terms, the site or the content is limited to the following, the choice of which is at VMF LTD’s sole discretion:

(i) In the case of goods any one or more of the following:

(a) the replacement of the goods or the supply of equivalent goods; (b) the repair of the goods; (c) the payment of the cost of replacing the goods or of acquiring equivalent goods; or (d) the payment of the cost of having the goods repaired; or

(ii) in the case of services:

(a) the supply of the services again; or (b) the payment of the cost of having the services supplied again.

(B) To the extent permitted by law VMF LTD will not be liable for any direct, incidental, consequential or indirect damages, loss or corruption of data, loss of profits, goodwill, bargain or opportunity or loss of anticipated savings resulting from your access to, or use of, or inability to use the website (or any other website) and the content, whether based on warranty, contract, tort, negligence or any other legal theory, and whether or not we know of the possibility of such damage.

(C) If a jurisdiction does not allow the exclusion or limitation of liability in accordance with paragraph (a) or (b) but allows a limitation of a certain maximum extent then our liability is limited to that extent.

VMF LTD expressly disclaims any and all liability for the acts, omissions or conduct of any third-party user of this website or any advertiser or sponsor of the website. Under no circumstances shall VMF LTD and its officers, directors, shareholders, employees, independent contractors, agents, licensors, be liable for any injury, loss, damage (including special, indirect, incidental or consequential damages) or expense arising in any manner whatsoever from (i) the acts, omissions or conduct of any third-party user; and (ii) any use or inability to use any materials, software, content, goods or services located at or made available at any website linked to or from this website. If you decide to access or use any linked website or content, materials, software, goods or services from a website linked to this website, you do so entirely at your own risk. You hereby release VMF LTD and its officers, directors, shareholders, employees, independent contractors, agents, licensors and their respective successors and assigns, from any damages that you incur, and agree not to assert any claims against them, arising from your purchase or use of any products or services made available through this website or by third parties through this website.

Links, Downloads, Features and Advertisements - this website contains links to third party websites. These links are provided solely as a convenience to you. We take no responsibility for the accuracy, content, or any aspect of that material, and disclaim any liability to you for such material or for any consequence of your decision to use the links provided or your use of such material. We also disclaim all liability and make no representations or warranties for any products or services sold or provided to you by any third party. Your purchase of products or services through one of those other sites is subject to agreements and/or the terms and conditions in effect between you and the providers of products and services at those other sites. You agree that you shall not bring a suit or claim against VMF LTD or any of our affiliates arising from or based on your purchase or use of products or services through those other sites. Links do not imply that VMF LTD or any of our affiliates sponsors, endorses, is affiliated or associated with, or is legally authorised to use any trademark, trade name, logo, or copyright symbol displayed in or accessible through the links, or that any linked site is authorised to use any trademark, trade name, logo, or copyright symbol of VMF LTD or any of our affiliates. VMF LTD is not responsible for the content of any third party website, nor does it make any representation or warranty of any kind regarding any third-party website including, without limitation:

* (i) any representation or warranty regarding the legality, accuracy, reliability, completeness, timeliness, suitability of any content on any third-party website; * (ii) any representation or warranty regarding the merchantability or fitness for a particular purpose of any material, content, software, goods or services located at or made available through such third-party web sites; or * (iii) any representation or warranty that the operation of the third-party websites will be uninterrupted or error free, that defects or errors in such third-party websites will be corrected or that such third-party websites will be free from viruses or other harmful components.

While VMF LTD encourages links to this website, it does not wish to be linked to or from any third-party website which:

* (i) contains, posts or transmits any unlawful, threatening, abusive, libellous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including, without limitation, any content constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any local, state, national or international law, regulation which may be damaging or detrimental to the activities, operations, credibility or integrity of VMF LTD or which contains, posts or transmits any material or information of any kind which promotes racism, bigotry, hatred or physical harm of any kind against any group or individual, could be harmful to minors, harasses or advocates harassment of another person, provides material that exploits people under the age of 18 in a sexual or violent manner, provides instructional information about illegal activities, including, without limitation, the making or buying of illegal weapons; or 

* (ii) contains, posts or transmits any information, software or other material which violates or infringes upon the rights of others, including material which is an invasion of privacy, or which is protected by copyright, trademark or other proprietary rights. VMF LTD reserves the right to prohibit or refuse to accept any link to this website, including, without limitation, any link which contains or makes available any content or information of the aforementioned nature, at any time. You agree to remove any link you may have to this website upon the request of VMF LTD.


Governing Law And Jurisdiction

This Agreement and all matters arising from it shall be governed by and construed in accordance with Belize law and shall be subject to the exclusive jurisdiction of the Belize Courts.

Indemnity

You agree to indemnify, defend and hold harmless VMF LTD and its officers, directors, shareholders, employees, independent contractors, agents, licensors and their respective successors and assigns, from and against any and all claims, demands, liabilities, costs or expenses whatsoever, including, without limitation, legal fees and disbursements resulting directly or indirectly from: 

(i) your breach of any of the terms and conditions of this Agreement; 

(ii) your access, use or inability to access or use the VMF LTD server, VMF LTD websites or any VMF LTD website content or other content to which the VMF LTD website is or may be linked to from time to time; 

(iii) your use of, reliance on, publication, communication or distribution, uploading or downloading of anything on or linked to from the VMF LTD website; and/or 

(iv) your violation of any law or regulation.

REVIEWS, COMMENTS, EMAILS, AND OTHER CONTENT

Visitors may post reviews, comments, and other content: and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam."

You may not use a false email address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. VMF LTD reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do post content, attend video calls or "submit" / "participate in" material of any form, and unless we indicate otherwise, you grant VMF LTD and its associates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

You grant VMF LTD and its associates and sublicensees the right to use the name that you submit in connection with such content, if they choose.

You represent and warrant that you own or otherwise control all of the rights to the content that you post: that the content is accurate: that use of the content you supply does not violate this policy and will not cause injury to any person or entity: and that you will indemnify VMF LTD or its associates for all claims resulting from content you supply.

VMF LTD has the right but not the obligation to monitor and edit or remove any activity or content. VMF LTD takes no responsibility and assumes no liability for any content posted by you or any third party.

Registration and Use of Passwords

To access particular pages and features of this website, you may be asked to register with VMF LTD. You agree:

* (i) that VMF LTD reserves the right to refuse registration access to any individual or organisation at any time * (ii) to provide true, accurate, current and complete information about yourself as prompted by any form provided by VMF LTD and * (iii) to maintain and promptly update the information you provide to keep it true, accurate, current and complete.


If VMF LTD has reasonable grounds to suspect that such information is misleading, inaccurate, not current or incomplete, VMF LTD has the right to suspend or terminate your access to and use of this website. VMF LTD use of any personally identifying information you provide as part of the registration process is governed by the terms of VMF LTD’s Privacy Policy.

To access particular pages of this website, you may need to use a username and password, which you will receive through our website registration process. It is your responsibility to maintain the confidentiality of the password and account, and you are responsible for all activities that occur using your password or account. You agree to notify VMF LTD immediately of any unauthorised use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. VMF LTD cannot and will not be liable for any loss or damage arising from your failure or VMF LTD’s failure to protect your password or account information.

Security of Information on the Internet

You should note that information sent or received over the Internet is generally unsecure and VMF LTD cannot and does not make any representation or warranty concerning security of any communication to or from this website or any representation or warranty regarding the interception by third parties of personal or other information.

Privacy Policy

We recognise the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using VMF LTD’s websites. This policy will be continuously assessed against new technologies, business practices and our customers’ needs.

When you visit this website you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Website use information collected on an aggregate basis as you and others browse our Website.

1. Personal Information You Choose to Provide

Registration Information

When you register for any of our products, services or newsletters you will provide us with information about yourself.

Credit Card Information

If you choose to avail of our services, you may need to give personal information and authorisation to obtain information from various credit services. For example, you may need to provide the following information: -Name -Mailing address -Email address -Credit card number -Name on credit card -Credit card billing address - Business and home phone number, etc.

Email Information

If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

How Do We Use the Information That You Provide to Us?

Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to process your payment, to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customise our site’s content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs.

Furthermore, such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law.

Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us directly, or simply unsubscribing through the link provided on our newsletter.

What Are Cookies?

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a Website to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users. A cookie can't retrieve any other data from your hard drive or pass on computer viruses.

How Do We Use Information We Collect from Cookies?

As you visit and browse our Website, the site uses cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from having to log in more than is necessary for security purposes. Cookies, in conjunction with our Web server’s log files, allow us to calculate the aggregate number of people visiting our Website and which parts of the site are most popular. This helps us gather feedback to constantly improve our Website and better serve our clients. Cookies do not allow us to gather any personal information about you and we don't intentionally store any personal information that your browser provided to us in your cookies.

IP Addresses

IP addresses are used by your computer every time you're connected to the Internet. Your IP address is a number that's used by computers on the network to identify your computer. IP addresses are automatically collected by our Web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.

Sharing and Selling Information

We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

How Can You Access and Correct Your Information?

You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us at: hello@VMFLTD.com

What About Legally Compelled Disclosure of Information?

We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.

What About Other Websites Linked to Our Website?

We are not responsible for the practices employed by Websites linked to or from our Website or the information or content contained therein. Often links to other Websites are provided solely as pointers to information on topics that may be useful to the users of our Website.

Please remember that when you use a link to go from our Website to another Website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other Website, including Websites which have a link on our Website, is subject to that Website’s own rules and policies. Please read over those rules and policies before proceeding.

Your Consent

By using our Website you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Our Commitment To Data Security:

Please note that your information will be stored and processed on our computers in Europe, the United States and/or other international countries as well. The laws on holding personal data in Europe and the United States may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorised access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Choice/Opt-In/Opt-Out

This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.

Surveys & Contests

From time-to-time our website requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the usability and user satisfaction of this site.

A Special Note About Children

Children are not eligible to use our services unsupervised and we ask that children (under the age of 18) do not submit any personal information to us. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.

Acquisition or Changes in Ownership

In the event that the website (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.

Policy Modifications

We may change this Privacy Policy from time to time. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent. 

Copyright 2015 VMF LTD.

Michelle's Top 10 amazing discoveries, from 10 years living on the road as a digital nomad.